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Loan eligibility criteria

Loan Amount Upto ₹25 lacs.
Tenure: 3 to 60 months.
Rate of Interest (ROI): Starting from 10.99% per annum.
Maximum APR: 45%.
Processing Fee: 2.5% of loan amount + taxes as applicable.

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CreditHaat does not charge any fees from the user.
Calculation:
A sample loan calculation for ₹1,00,000 borrowed for 1 year, with interest rate @13% per annum*, is as provided below:
Processing fee (@ 2%) = ₹2,000 + GST = ₹2,360
Interest = ₹7,181
EMI = ₹8,932
Total amount to be repaid after a year = ₹1,10,129/-
*Interest Rate varies based on your risk profile The maximum Annual Interest Rate (APR) can go up to 36%